Catch Certification Failures Before Online Certification
Tristha helps BFSI teams validate pre-certification, payment flows, message formats, authorisation logic, integrations and test evidence before formal certification cycles begin.
Certification failures
can delay product launches, payment rollouts, partner onboarding and go-live timelines when defects are found too late in the cycle.
Payment message complexity
creates risk across ISO 8583, ISO 20022, EMV, scheme-specific formats, authorisation messages, response codes and field-level validations.
Issuer-acquirer transaction flows
require accurate validation across authorisation, reversal, clearing, settlement, reconciliation and exception handling.
Cryptographic and configuration issues
can remain hidden until formal certification, especially when keys, CVVs, ARQC values, terminal parameters or scheme rules are not tested early.
Integration dependencies
across payment switches, core banking systems, digital channels, POS, ATM, e-commerce platforms and third-party systems can create certification blockers.
Manual certification preparation
can increase rework, slow evidence collection and make it difficult for teams to trace defects, test outcomes and readiness status clearly.
Problem
Certification Testing Challenges in BFSI Environments
Certification Testing Services
Validate business functionality
across onboarding, payments, cards, lending, deposits, insurance, servicing, reporting and back-office operations.
Design scenario-led test cases
increases as banks, insurers and financial platforms respond to regulatory, product and digital transformation demands
Test end-to-end workflows
across screens, APIs, integrations, data flows, downstream systems and customer-facing channels.
Verify business rules and calculations
for transaction accuracy, eligibility checks, fee logic, interest computation, claims rules and process outcomes.
Execute positive and negative test scenarios
to confirm expected behaviour across standard, alternate and exception conditions.
Report functional defects clearly
with severity, impact, reproduction steps and business context for faster resolution.
Why Tristha
BFSI and payments domain understanding
helps Tristha test certification readiness through real transaction behaviour, not just isolated technical checks.
Scenario-led validation
covers standard, alternate, negative and exception flows that can affect certification outcomes.
Cards and payments testing capability
supports validation across issuers, acquirers, schemes, channels, switches, POS, ATM and e-commerce environments.
Reusable test repositories
help improve consistency, reduce repeated effort and accelerate readiness across similar certification programmes.
Structured defect governance
gives stakeholders visibility into certification blockers, severity, ownership, evidence and closure progress.
Automation-aware execution
helps identify repeatable certification scenarios that can be scaled through test automation where relevant.
Find certification blockers before they delay go-live.
Client Outcomes,
in Their Own Words
We sincerely appreciate the expertise and dedication demonstrated by Tristha & Finonyx in supporting our Performance Engineering and Test Automation efforts during the Flexcube 14.7 upgrade project. Their proactive approach, technical proficiency, and untiring commitment were instrumental in the success of this upgrade.
A key highlight was their exceptional performance engineering efforts, which covered all critical transactions across Flexcube Modules, OBBRN, APIs, ATMs, Mobile Applications and Other Application Interfaces. The team effectively simulated real-world production scenarios, generating various transaction loads within SLA-defined timeframes. This rigorous testing helped validate the application’s performance under actual operating conditions.
Additionally, TerrA’s capability to automate testing across various Flexcube 14.7 modules, including Web and APIs ensured comprehensive end-to-end test coverage for the base Flexcube modules. We also greatly appreciate the extensive training and dedicated support provided to the QA & Testing team and various Business Units/Teams on TerrA.
We are truly grateful for their contributions on this great Project Everest and looking forward to future collaborations.
Emana Eke
Program Manager - Project Everest TPMO
Access Bank PLC, Nigeria
We appreciate the support provided by Tristha & Ifinity in our Test Automation and Performance Engineering efforts during the Temenos T24 upgrade project. Their structured approach and technical expertise contributed to the overall execution of the upgrade. One key aspect was the ability of their automation platform ‘TerrA’ to support testing across multiple platforms, including web, mobile, APIs, databases, and file validations, enhancing test coverage. Additionally, their performance engineering efforts included testing critical transactions across T24, ATMs, and mobile applications. By simulating real-world transaction loads within SLA-defined parameters, they contributed to the validation of the application’s performance under operational conditions. We acknowledge their contributions to the project and appreciate the collaboration.
Mr. Channa Weeraratne
Technical Project Manager
LOLC Cambodia
We appreciate the support provided by Tristha & Ifinity during our Temenos T24 upgrade project. Their team contributed to the development of a test automation pack using the TerrA tool and performance testing framework, which helped streamline the testing process. The use of their automation platform facilitated regression testing and provided efficiency improvements in test execution. Additionally, the training and guidance offered to our operations and business teams enabled them to manage the test pack effectively. Their technical expertise and structured approach were valuable to the project, and we acknowledge their efforts in supporting our objectives.
Mr. Duleep Liyanage
Chief Information Officer / Project Owner
LOLC Cambodia
The successful completion of our Temenos T24 upgrade project required strong collaboration, effective solutions, and structured execution. Tristha & Ifinity played a role in supporting our efforts by contributing to test automation and performance validation, helping us improve overall efficiency and risk mitigation during the transition. By leveraging automation in testing processes, we were able to enhance quality assurance and optimize resources, ensuring a smooth and controlled go-live. Additionally, performance testing efforts contributed to validating system stability across key banking channels, aligning with our operational and customer service objectives. We acknowledge their contributions to the project and appreciate the collaboration in delivering this strategic initiative.
Mr. Sok Sophal
Deputy CEO / Project Director
LOLC Cambodia
We had been constrained for months by our dependency on the switch and a rigid simulator that forced all test traffic through the switch layer. Working with Tristha’s SiPay simulator, we were able to bypass switch entirely and test directly against the core by building the required AS 2805 flows in SiPay, with no new code and no configuration changes to our environment, and this has now unlocked faster regression and far better reuse of our existing script automation assets.
Manager Quality Assurance Engineering II
Testing Centre of Excellence (APAC)
Move into certification with fewer surprises.
Partner with Tristha to validate certification scenarios, uncover blockers early and strengthen readiness across complex BFSI payment and financial systems.